HealthCare.gov is the federally-run exchange platform. It serves 36 states as of 2021, and has more than 8.25 million enrollees. The post The federal exchange option appeared first on healthinsurance.org.

Federal penalties for being uninsured no longer apply since 2019, but some states are implementing their own coverage mandates. Find more info here. The post Will you owe a penalty under Obamacare? appeared first on healthinsurance.org.

What happens to individual health insurance coverage when a policyholder moves to a new state? The answer depends on the carrier, and on each state. The post How to keep your health insurance when you move to another state appeared first on healthinsuranc…

The ACA was signed into law in 2010, and almost immediately, scammers began looking for ways to make a quick buck. The post Avoid scams while shopping for insurance appeared first on healthinsurance.org.

If you don't return to the exchange to select your own coverage during open enrollment, you could be in for an alarming surprise: an entirely different plan that was selected by your health insurance carrier — or the exchange — on your behalf …

For many Americans who've lost jobs due to the coronavirus pandemic, affordable health insurance may be possible through special enrollment periods. The post How to buy health insurance during the COVID-19 crisis appeared first on healthinsurance.org.

The Basic Health Program was originally scheduled to begin January 1, 2014, but was postponed until 2015. And only two states have implemented BHPs: Minnesota's BHP was effective in January 2015, and New York's is effective January 2016 The post Affordab…

It's important for the self-employed to know all the ways they can save a few dollars here and there. One obvious place to look is on their tax forms, but one look isn't enough: federal deductions for health insurance change regularly, so keep up with cod…

Now that the consumer protections in the ACA have been fully implemented, risk pools are no longer necessary the way they were in the past. Health insurance applications are no longer denied because of medical history, and people are no longer offered pol…

Even if you missed the general open enrollment, you could still have an opportunity to enroll in an ACA-compliant plan this year if you experience a qualifying event. In that case, you have a special open enrollment period – generally 60 days &ndash…