The combination of COBRA and the ACA present a solid array of options for people who are losing their employer-sponsored health insurance. COBRA exists just as it has for more than 30 years, but the ACA has made the individual insurance market an excellen…

As of 2020, only four of the original 23 CO-OPs are still operational. The other CO-OPs failed for a variety of reasons, including premiums that were too low and the unexpected loss of federal funding that was retroactively eliminated. The post CO-OP hea…

Let’s take a look at the health insurance options for immigrants, and how they’ve changed – or haven’t changed – under the Affordable Care Act. The post How immigrants can obtain health coverage appeared first on healthinsura…

The ACA's premium subsidies are still available, and are much larger than they were in the first few years of ACA implementation. But many Americans may still be wondering, "Am I eligible to receive a premium subsidy – and if so, what should I expec…

Even if you missed the general open enrollment, you could still have an opportunity to enroll in an ACA-compliant plan this year if you experience a qualifying event. In that case, you have a special open enrollment period – generally 60 days &ndash…

Open enrollment for 2020 has ended in most states, although some state-run exchanges have enrollment deadlines that extend to late December or even January 2020. But outside of open enrollment, you can only sign up for ACA-compliant health coverage (in th…

Somewhere between two million and six million people are impacted by the family glitch. They are disproportionately lower-income, because lower-wage workers have to spend a larger percentage of their income to pay for health insurance if subsidies aren't …

A growing number of marketers are pretending to sell 'Obamacare.' Ask these five questions to make sure you're paying for the real deal. The post How to verify that your health plan is ACA-compliant appeared first on healthinsurance.org.

An impressive 87 percent of Americans shopping in the exchanges receive subsidies. If you're worried about the cost of premiums, use our subsidy calculator to see how much you'd save. The post 2020 Obamacare subsidy calculator appeared first on healthinsu…

College students have more coverage options as a result of the ACA. But how do you decide which option is best? The post Student health insurance: required reading appeared first on healthinsurance.org.