Since 2014, all individual health insurance sold in and out of the ACA's exchanges – whether to individuals or to small firms with fewer than 100 employees – have had to cover what physicians and consumer advocates call essential health benefi…

As of early 2019, only four of the original 23 CO-OPs were still operational. The other CO-OPs have failed for a variety of reasons, including premiums that were too low and the unexpected loss of federal funding that was retroactively eliminated. But the…

Ever since 2012, millions of Americans have received rebates from their health insurers each fall, refunding portions of prior-year premiums that were essentially too high.

While the Affordable Care Act's premium subsidies help pay the cost of the health insurance itself, cost-sharing subsidies help to reduce out-of-pocket spending for eligible enrollees when they select Silver plans. The Trump Administration eliminated fede…

The ACA's premium subsidies are still available, and are much larger than they were in the first few years of ACA implementation. But many Americans may still be wondering, "Am I eligible to receive a premium subsidy – and if so, what should I expec…

The combination of COBRA and the ACA present a solid array of options for people who are losing their employer-sponsored health insurance. COBRA exists just as it has for more than 30 years, but the ACA has made the individual insurance market an excellen…

The self-employed have historically faced a set of unique challenges in finding and keeping health insurance. But the Affordable Care Act has made coverage more accessible, and for people with low and middle-class incomes, it's also made coverage more aff…

The Basic Health Program was originally scheduled to begin January 1, 2014, but was postponed until 2015. And only two states have implemented BHPs: Minnesota's BHP was effective in January 2015, and New York's is effective January 2016

Private health insurance continues to dominate the U.S. health care landscape. The majority of Americans under 65 continue to get their health care from private insurers.

Even if you missed the general open enrollment, you could still have an opportunity to enroll in an ACA-compliant plan this year if you experience a qualifying event. In that case, you have a special open enrollment period – generally 60 days &ndash…